What is needed to release a Lien or Security Interest?
 
Usual Release Procedures
 
If your title was issued with an Electronic Lien on Title (ELT) you must contact the lender holding the Electronic Lien to electronically release the title. The Department of Revenue will not release a security interest or lien that is electronically recorded.
 
When a recorded lien or security interest holder's interest in a vehicle is satisfied, the holder should complete the Release of Lien or Security Interest section on the Georgia Certification of Title:
1) The lien or security interest holder's authorized agent's signature.
2) The name of the lien or security interest holder, as recorded on the title.
3) the date released.
 
After releasing:
1) The title should be mailed or delivered to the next recorded lien or security interest holder within five (5) days of the date their interest is satisfied, or
2) If there are no additional lien or security interest holders recorded, the title should be mailed to the motor vehicle's owner(s).
 
The owner(s) may retain the title with the liens and security interests released until they sell or transfer the ownership. Satisfied liens or security interests are not removed from the state's records until a new title is applied for and issued. If the title becomes lost or stolen, a new lien or security interest release may be require.
 
What if the title is not available at the time of release?
 
When is a Lien or Security Interest Release not required?
 
What is needed if a Lien or Security Interest holder is out-of-business?
 
What is needed if a Lien or Security Interest holder is deceased?
 
What is needed to record a Lien or Security Interest against a motor vehicle?
 
What is needed to record an additional Security Interest on a vehicle that is currently titled in Georgia?
 
When is a Security Interest Perfected?